Houlihan Financial Resource Group is an independent financial planning and wealth management firm that uses a life planning approach in providing objective advice on a fee-only basis.

Financial Planning - The Foundation:

1. The process of financial planning is best viewed as a series of six steps:

2. Financial Planning Basics include:

• Cash Flow Models/Projections
• Investment Allocation/Optimization
• Insurance Review
• Tax Review
• Retirement Review
• Estate Planning Review

Wealth Management

• Houlihan Financial Resource Group manages investments for corporations, trusts, and high net worth individuals using investment strategies based on a carefully designed investment policy.
• We provide a broad array of investment products and services not customarily available to retail investors. Such as:
  
  • Institutional discounts
    
  • Block trading
    
  • Load Waivers
    
  • Customized performance
    
  • Private research
    
• Diversified portfolios are comprised of individual stocks and no-load stock mutual funds. Portfolios are based on the client’s risk tolerance, time horizon and specific goals and objectives as specified in the investment policy statement.
• For the equity allocation of the portfolio, we emphasize the longer term (greater than 5 years) where we manage the allocation between growth and value styles while maintaining the appropriate diversification between large, mid-size and small capitalization stocks, international stocks and specific industry sectors.
• For the fixed income portion of portfolios, individual bonds are carefully selected over short to intermediate maturities to control the risk of fluctuating market interest rates and to provide predictable income and liquidity.
• We believe it is essential to provide investment education to help manage client expectations. We use an educational approach to provide information about our philosophy and style of management.